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Effective date of rates: February 23, 2010
- An existing or new Checking Account with Seagoville Federal Credit Union, will qualify you for a 1/4 % reduction on new loans.
- No payments required on Collateralized Loans for up to 60 days.
- Collection Cost: You promise to pay all costs of collecting the amount you owe, including court costs and reasonable attorney fees.
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*APR refers to the annual percentage rate or the dividend rate.
The rate that you receive will be based on your individual credit score.
Loan Rates
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| Rate Description |
Term |
Payment Description |
*APR as low as |
APR Type |
| New Cars, Trucks, Vans |
36 Months |
|
3.85% |
Fixed |
| New Cars, Trucks, Vans |
48 Months |
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4.15% |
Fixed |
| New Cars, Trucks, Vans |
60 Months |
$15,000 minimum Sticker Price |
4.65% |
Fixed |
| New Cars, Trucks, Vans |
72 Months |
$25,000 minimum Sticker Price |
5.15% |
Fixed |
| Used Cars, Trucks, Vans |
48 Months |
2009/2008 |
5.00% |
Fixed |
| Used Cars, Trucks, Vans |
60 Months |
2009/2008 |
5.25% |
Fixed |
| Used Cars, Trucks, Vans |
48 Months |
2007/2006 |
5.50% |
Fixed |
| Used Cars, Trucks, Vans |
36 Months |
2005/2004 |
6.00% |
Fixed |
| Used Cars, Trucks, Vans |
36 Months |
All Others |
6.50% |
Fixed |
| Recreation Vehicles - 100 % Financing |
up to 48 mo; up to 60 mo; up to 72 mo |
up to $10,000; up to $25,000; and over $25,000 |
5.50% |
Fixed |
| Share Secured |
up to 60 Months |
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4.70% |
Fixed |
| Personal |
up to 36 Months |
loans up to $7,500, not to exceed 10% of annual income |
10.40% |
Fixed |
Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.
Savings/Shares Rates
APY refers to the annual percentage yield.
Declaration Date: June 14, 2010
Effective Date: July 1, 2010
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| Rate Description |
Term |
Dividend Rates |
APY |
| Share Balance from $50.00 to $3,999.99 |
Paid Quarterly |
0.75% |
0.75% |
| Share Balance from $4,000.00 to $19,999.99 |
Paid Quarterly |
1.12% |
1.13% |
| Share Balance $20,000.00 and above |
Paid Quarterly |
1.50% |
1.50% |
| Christmas Club |
Matures 11/11/10 |
1.25% |
1.25% |
Share Draft
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| Rate Description |
Term |
Dividend Rates |
APY |
| Checking/Share Draft |
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0.00% |
0.00% |
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