Seagoville Federal Credit Union

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Effective date of rates: June 20, 2006

An existing or new Checking Account with Seagoville Federal Credit Union, will qualify you for a 1/4 % reduction on new loans.
No payments required on Collateralized Loans for up to 60 days.
Collection Cost: You promise to pay all costs of collecting the amount you owe, including court costs and reasonable attorney fees.

APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Rates as of 9/29/2006.
Rate Description	Term	Payment Description	APR	APR Type
New Cars, Trucks, Vans	36 Months		5.85%	Fixed
New Cars, Trucks, Vans	48 Months		6.15%	Fixed
New Cars, Trucks, Vans	60 Months	$15,000 minimum Sticker Price	6.65%	Fixed
New Cars, Trucks, Vans	72 Months	$25,000 minimum Sticker Price	7.15%	Fixed
Used Cars, Trucks, Vans	48 Months	2005/2004	7.00%	Fixed
Used Cars, Trucks, Vans	60 Months	2005/2004	7.25%	Fixed
Used Cars, Trucks, Vans	48 Months	2003/2002	7.50%	Fixed
Used Cars, Trucks, Vans	36 Months	2001/2000	8.00%	Fixed
Used Cars, Trucks, Vans	36 Months	All Others	8.50%	Fixed
Recreation Vehicles - 100 % Financing	up to 48 mo; up to 60 mo; up to 72 mo	up to $10,000; up to $25,000; and over $25,000	7.50%	Fixed
Share Secured	up to 60 Months		5.70%	Fixed
Personal	up to 36 Months	loans up to $7,500, not to exceed 10% of annual income	12.40%	Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.