Effective date of rates: May 18, 2020

  • An existing or new Checking Account with Seagoville Federal Credit Union, will qualify you for a 1/4 % reduction on new loans.
  • No payments required on Collateralized Loans for up to 60 days.
  • Collection Cost: You promise to pay all costs of collecting the amount you owe, including court costs and reasonable attorney fees.

*APR refers to the annual percentage rate or the dividend rate.

The rate that you receive will be based on your individual credit score.

The amount available on personal loans is based on your individual credit score and annual income.

Loan Rates

Rate Description Term Payment Description *APR as low as APR Type
New Cars, Trucks, Vans 36 Months 2.100% Fixed
New Cars, Trucks, Vans 48 Months 2.400% Fixed
New Cars, Trucks, Vans 60 Months $15,000 minimum Sticker Price 2.640% Fixed
New Cars, Trucks, Vans 72 Months $25,000 minimum Sticker Price 2.740% Fixed
New Cars, Trucks, Vans 84 Months $40,000 minimum Sticker Price 3.740% Fixed
Used Cars, Trucks, Vans 12 Months 2.390% Fixed
Used Cars, Trucks, Vans 24 Months 2.390% Fixed
Used Cars, Trucks, Vans 36 Months 2.390% Fixed
Used Cars, Trucks, Vans 48 Months on $15,000 and over 2.740% Fixed
Used Cars, Trucks, Vans 60 Months on $25,000 and over 2.740% Fixed
Used Cars, Trucks, Vans 72 Months on $25,000 and over 3.840% Fixed
Recreation Vehicles – 100 % Financing 48 mo up to $10,000 4.000% Fixed
Recreation Vehicles – 100 % Financing 60 mo up to $25,000 4.500% Fixed
Recreation Vehicles – 100 % Financing 72 mo $25,000 & up 5.000% Fixed
Recreation Vehicles – 100 % Financing 84 mo $40,000 & up 5.500% Fixed
Share Secured up to 60 Months 2.200% Fixed
Personal up to 36 Months loans up to $10,000, not to exceed 10% of annual income 8.900% Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.